When you receive a settlement for your personal injury, you might wonder whether or not the settlement you have received must be used to repay certain expenses linked to your injuries, like medical bills. Figuring out what bills must be reimbursed and which bills are covered in full already can be time-consuming, and navigating the process while recovering from your injuries is understandably difficult. A Florida personal injury attorney from Martin Law Firm is standing by to provide a risk-free, cost-free consultation on how we can help with your case.
How are My Medical Bills Paid?
When you are injured in an accident, generally, the costs and damages linked to your injuries will be paid by some combination of the following:
- Your health insurance
- Car insurance
- Workers’ compensation
- A third-party insurance carrier
- Healthcare reimbursement or insurance subrogation
Some insurance companies may request reimbursement for bills covered, while others may have no right to reimbursement. Determining your obligations over previously covered medical bills can be difficult, underlining the value of working with an attorney.
Consulting with an Attorney Before Accepting a Settlement Improves Your Outcome
It is important to understand that when you are seeking compensation for your injuries from the at-fault party, their insurance company will generally be liable for the damages. This is because insurance companies do not work for the injured persons seeking compensation from them; they work for a profit. As with any company, profit is made by increasing revenues and decreasing costs, and to the insurance company, you are a cost.
An offer of settlement is often meant to save the insurance company by paying you less than the total damages you could be entitled to. Insurance companies have teams of claim analysts and attorneys working full-time to carefully scrutinize claims that come through for opportunities to reduce them or deny them altogether.
Working with an experienced Florida personal injury attorney of your own will ensure that your long-term damages are completely and accurately measured and included in your damages. Your family will be left to cover the difference when your settlement does not cover the full costs and damages linked to your injury. Connect with Martin Law Firm to learn how we can help prevent that from happening to ensure you and your family receive the full compensation you deserve.
Explore Options on Your Personal Injury Settlement with an Attorney from Martin Law Firm
To learn how we can help you during your personal injury settlement process, reach out for your free initial consultation with Martin Law Firm by calling us at 239-323-9820, or visiting our site to schedule a consultation. We can help negotiate any medical obligations you might have and work to make the most of your settlement.