Filing for Chapter 7 bankruptcy is not something everyone is able to do. Before you are able to file, you must pass a means test to see if you qualify. There are two parts to the means test, and income is only one factor. Our Florida bankruptcy attorney explains more […]
What sort of impact does filing for bankruptcy have on my credit report? Filing for bankruptcy will have a negative effect on your credit score. However, if you are considering filing for bankruptcy, you are likely already having trouble paying your bills and late payments, repossessions, collections, and foreclosure actions […]
Bankruptcy is a legal process that allows people and businesses to seek relief from debt they cannot repay. Historically, filing bankruptcy has gotten a bad rap. In truth, bankruptcy can be an invaluable tool that allows a fresh start. For many young people starting out, the debt they need relief from includes their student loans.
The pandemic caused by the COVID-19 virus has brought about many changes for the world we live in and negatively impacted the ability of many people to continue earning enough money to pay their rent. However, now that the moratorium is expiring, many of those same people will face eviction. […]
The Oxford dictionary defines a moratorium as a “temporary prohibition of an activity.” Due to the COVID-19 pandemic, both the state of Florida and the federal government issued moratoriums on foreclosures under certain circumstances. Florida’s moratorium expired on October 1, 2020. However, the federal moratorium only recently expired on July 31, 2021, and many homeowners who are still not able to make their mortgage payments are wondering what their next step should be.
An unexpected illness or injury, the loss of a job, or the death of a loved one are all reasons why some people find themselves unable to meet their financial obligations. But, no matter the reason, being unable to pay your bills can cause undue stress, especially when a debtor […]
Even with careful planning and hard work, life can sometimes deal a bad hand, and you may need help to get back on your feet. When this happens, it is natural to look at the options available to you and consider which ones will best allow you to still provide […]